In 2025, interchange fees remain one of the very significant expenses for small businesses that accept card payments. Card network fees can have a direct influence on your bottom line. Understanding what they are, why they're there, and how they work can help small business owners control costs more effectively...
FedNow & RTP Rails: What Real-Time Settlement Means for Card-Heavy Businesses
In the US, the payment environment is changing significantly. Businesses have been using card payments extensively for decades, which has led to high interchange fees, chargebacks, and delayed settlements. These established conventions are being called into question with the introduction of FedNow and RTP (Real-Time Payments) rails. Businesses that rely...